Seattle, WA (PRWEB) March 20, 2014
Today, Creditnet.com, an expert authority on credit cards, announced the best credit cards to use for everyday purchases. Although many cards offer rewards, certain credit cards are better to use than others when making everyday purchases. Many will reward cardholders for buying groceries, gas, and other daily necessities. By just getting one of these cards or registering for the program, cardholders can easily save money on the things they buy most.
Creditnet experts took many factors into account when ranking the best credit cards for everyday purchases, including customer reviews, expert opinions, rewards programs, introductory offers, and annual fees. According to their findings, here are the best credit cards to use for everyday purchases:
The Discover it card offers a generous cash back policy, rewarding cardholders with 5% cash back on up to $ 1500 in rotating categories (currently restaurant and movie purchases) and 1% cash back on all other purchases. With this card, users do not have to pay annual fees, overlimit fees, or foreign transaction fees. There is also a 0% intro APR on purchases and balance transfers for 14 months, and card members receive free FICO credit scores on all monthly statements. With Discover it’s great customer service and cash back program, the Discover it card is one of the best credit cards to use for everyday purchases.
With the Barclaycard Rewards MasterCard – Average Credit card, users earn 2 points for every dollar spent on gas, grocery, and utility purchases, and 1 point per dollar spent everywhere else. Cardholders can use the points they earn to pay for almost any purchases made. Plus, there are no blackout dates, redemption fees, or limits on the points they earn. This card also has no annual fee and reports to all 3 major credit bureaus each month to help rebuild credit. Like the Discover it card, the Barclaycard Rewards MasterCard – Average Credit card also has complimentary FICO scores as a benefit to active cardmembers.
The Citi ThankYou Premier Card rounds off Creditnet’s list of the best credit cards to use for everyday purchases. Cardholders earn 3 ThankYou Points for every dollar spent on purchases for dining at restaurants and entertainment, 2 ThankYou Points for every dollar spent on airfare and hotels, and 1 ThankYou Point for every dollar spent on other purchases. Users can even earn 20,000 points after making $ 2000 in purchases in the first 3 months of account opening and an additional 30,000 points after making $ 3000 in purchases within the first 3 months of their second year. These points never expire, and card members can earn unlimited points.
These are the best credit cards to use for everyday purchases. For more information regarding rewards credit cards, access Creditnet: http://www.creditnet.com/credit-cards/Reward/General_Rewards
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.